Free financial calculators to help you plan your financial future. Explore compound interest, savings goals, loan repayments, retirement withdrawals, fee impact, break-even analysis, real returns, net worth projections, inflation, freelancer net worth, safe withdrawal rates, and debt payoff strategies.
Making informed financial decisions requires understanding how your money grows over time. Whether you're planning for retirement, saving for a major purchase, or managing variable income as a freelancer, our comprehensive suite of financial calculators helps you visualize your financial trajectory and make smarter choices.
From calculating compound interest growth to determining safe withdrawal rates in retirement, each tool provides detailed projections, interactive charts, and educational insights. Our calculators account for inflation, investment fees, taxes, and other real-world factors that impact your wealth building journey.
No sign-up required, no hidden costs—just powerful financial planning tools designed to help you build wealth, reduce debt, and achieve your long-term financial goals.
Starting with $10,000 and contributing $500 monthly at 7% annual return over 20 years
After 20 years: With monthly contributions, your portfolio grows to Calculating...
Understand how compound interest works and see the power of long-term investing. Our Investment Growth Calculator shows how your portfolio grows with monthly contributions, while the Real Return Calculator reveals your true performance after accounting for inflation and fees.
Compare investment options using our Fee Impact Calculator and Break-Even Horizon tool to see how management fees and expense ratios can significantly impact your returns over decades.
Plan for retirement with confidence using our Retirement Calculator and Safe Withdrawal Rate Calculator. Learn about the 4% rule and determine how much you can safely withdraw annually without depleting your nest egg.
Account for inflation's impact on purchasing power and explore strategies for early retirement, geographic arbitrage, and portfolio longevity to ensure your savings last throughout retirement.
Set realistic savings targets for major purchases like a home down payment, emergency fund, or college education. Our Savings Goal Calculator helps you determine monthly contribution amounts needed to reach your targets within your desired timeframe.
Use the Loan Repayment Calculator to understand mortgage payments, total interest costs, and how extra payments can accelerate debt payoff while saving thousands in interest.
Track your financial progress with our Net Worth Projection Tool, which models wealth growth over time with savings, returns, and major expenses. Perfect for setting milestones like reaching your first $100k or $1 million.
Freelancers and self-employed individuals can use our specialized Freelancer Net Worth Calculator to account for variable income, quarterly taxes, business expenses, and irregular cash flow patterns.
Calculate compound interest with monthly contributions. See how your investments grow over time.
Calculate how much you need to save monthly or annually to reach your savings goal.
Calculate monthly payments, total interest, and amortization schedule for loans and mortgages.
Calculate safe withdrawal rates and see how long your retirement portfolio will last.
Compare investment returns with and without fees. See the true cost of management fees.
Compare two funds and see when lower fees or higher returns help one portfolio pull ahead.
Measure your true investment performance after inflation and fees.
Simulate long-term wealth growth with savings, returns, and milestone tracking.
See how inflation erodes the future purchasing power of your money over time.
Calculate net worth growth for freelancers with variable income, taxes, business expenses, and investment returns.
Calculate how much you can safely withdraw from your portfolio each year without running out of money. Based on the 4% rule.
Compare debt avalanche vs snowball payoff strategies. See which method helps you become debt-free faster while saving the most interest.
Explore the break even analysis for food trucks to determine when your mobile business becomes profitable.
Explore when buying a second home makes financial sense with our break-even analysis, vacation home ROI, and practical insights.
Explore the benefits and timing of paying off student loans early through break even analysis.
Discover how to use a break even calculator to determine when your dropshipping business becomes profitable.
Deciding whether to rent or buy a home? Explore the break-even point and analyze your options with data-backed insights and tools.
A comprehensive guide for freelancers earning $3,000-$8,000 monthly on building net worth and managing finances effectively.
No sign-up required, no credit card needed, and no hidden fees. Access all our financial planning tools instantly from any device. Our calculators are designed for everyone—from beginners learning about compound interest to experienced investors planning retirement withdrawals.
See your financial projections come to life with interactive charts and graphs. Visualize how your investments grow over time, understand the impact of fees on long-term returns, and compare different scenarios side-by-side to make informed decisions.
Generate unique URLs for your calculations to save, share with financial advisors, or bookmark for future reference. Each calculator supports pre-filled parameters, making it easy to revisit and adjust your financial scenarios.
Learn about compound interest, safe withdrawal rates, inflation impact, and fee optimization through detailed explanations and FAQs. Each calculator includes real-world examples and best practices to help you understand not just the numbers, but the financial concepts behind them.
Use our Retirement Calculator to determine how much you need to save based on your desired retirement age, expected expenses, and portfolio size. Many experts recommend saving 15-20% of your income, but the exact amount depends on your goals, timeline, and expected returns.
The 4% rule suggests withdrawing 4% of your portfolio in the first year of retirement, then adjusting for inflation. Our Safe Withdrawal Rate Calculator helps you model different withdrawal strategies based on your portfolio size, expected returns, and retirement duration.
Even small fees can significantly reduce long-term returns. A 1% annual fee can cost you hundreds of thousands over 40 years. Use our Fee Impact Calculator to compare investments and see how expense ratios, management fees, and transaction costs affect your portfolio growth.
Inflation erodes purchasing power over time. Our Inflation Calculator shows how much your money will be worth in the future. Understanding inflation's impact is crucial for retirement planning, as you'll need more money in the future to maintain the same lifestyle.